In 2021, the Centers for Medicare & Medicaid Services introduced hospital price transparency regulations, but many hospitals are still not entirely compliant, and the available data are unwieldy and opaque. The currently available data offer little insight for patients seeking to understand their actual out-of-pocket costs. Fortunately, as of January 1, 2024, the Transparency in Coverage rule mandates that insurers provide real-time cost estimator tools for out-of-pocket expenses for all medical items and services.